Insurance

North Georgia Pumpkin Patch Pictures

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Tripod Photography

Hello All!

 

Reminder that the “Harvest Time Pumpkin” Patch is ready to be photographed in until 6:30 this evening.  Bring your children for a really fun photograph that you can put on Facebook and email to all your friends.  This is a sample of how cute it looks.

Tripod Photography

 

 Insuring businesses is America Insurance Broker’s  number one responsibility.  Tripod Photography is an excellent photographer that consistently meets or exceeds or expectations.  We highly recommend Tripod Photography and encourage your phone call for the next photo need.

 

Georgia Home – Alpharetta – Johns Creek – Suwanee – Duluth

Decorating the home is a mandate for any family.  How the home is decorated seems to be an issue of debate.  Driving to North Point Mall is out of the way with a big box approach.  We believe in the Johns Creek office of LUXE Home Interiors.  Located on the corner of McGinnis Ferry and 141, Luxe has a GREAT assortment on the floor but more importantly, the ability to have a designer come to your home and understand the home’s colors and sizing, can position a furniture purchase that will not be disappointing.

Luxe Home Interiors has sofas for sale right in Johns Creek with prices that often times beat competitors at the end of GA400 and I-85.  The store has furniture on the floor for a quick home delivery OR custom order without a custom price.

There is not a requirement to buy large pieces of furniture each day but LUXE does have home accessories too! 

Lighting

Rugs

Mirrors

and other unique accessories

Good brand names are available too!

Give your home the decorator appointed look and feel with value of a local Johns Creek furniture store.

Luxe Home Interiors

Luxe Johns Creek
11720 Medlock Bridge Rd., Suite 155 Johns Creek, GA 30097phone: 770-622-5120

 

Selling 401k or IRA services?

If you are selling 401k services in Georgia you need to see this opportunity that is currently for sale:

The phone number: 1–877–2GA-401k is a toll free number for sale. 

http://atlanta.craigslist.org/nat/bfs/2594958491.html

 

Are you selling IRA or 401K services?  the phone number 1–888–IRA-401k

http://atlanta.craigslist.org/nat/bfs/2595060667.html

 

Two Great phone numbers to help build your business and become the expert in selling 401k or IRA services.

Market your IRA or 401k services with a phone number that makes you look like the expert and someone that specializes in these services.

 

OEM Parts – 1-85-JustRide

At 1–85–JustRide, you do not have to worry about the parts used to repair you bike after a claim.  Our primary insurance carrier offers the Lowest Rates Lowest Price for motorcycle insurance while at the same time providing OEM replacement parts for your collision or comprehensive claim repair.  No secondary off brand parts like many of our competitors will only pay for!  OEM, Original Equipment Manufactured parts are COVERED under the 1–85–JustRide policy with our PRIMARY carrier.

Optional equipment is also automatically included up to $3,500.00 with options up to $15,000 or more for Optional equipment with OEM replacement.

Call us today.

1–85–JustRide or 1–855–878–7433 for a quote for Low Cost Motorcycle Insurance!

Low Cost Motorcycle Insurance 1-85-Just Ride 1-855-878-7433

Key Features

At 1–85–JustRide (1–855–878–7433) our Motorcycle program offers superior coverage, and more value, than many other policies on the market today. It offers many extra features such as coverage for helmets, safety apparel, transport trailers and trip interruption expenses.

The 1–85–JustRide (1–855–878–7433) solution is an annual policy not a seasonal one, so customers can enjoy their bikes at any time of the year. Our rates take into account the fact that most driving takes place during the warmer weather, while providing the extra flexibility most bikers want. No off-season coverage problems. No mid-year cancellations. No extra paperwork: It all adds up to more convenience for everyone.

Coverage Highlights

At 1–85–JustRide (1–855–878–7433)  we provide important standard and optional coverages that are designed for motorcycles, including many extra features. Here are some examples of these outstanding coverages:

Collision coverage protects the motorcycle in the event of damage caused by collision with other vehicles, trees or utility poles, regardless of fault.

Coverage for Helmets and Safety Apparel protects valuable safety gear, such as leathers, goggles, boots and helmets (Collision coverage required).

Other Than Collision coverage provides coverage for other kinds of damage to the motorcycle, such as fire, theft, flood or vandalism.

Liability coverage for third-party injury and property damage claims which result from an accident involving the covered motorcycle.

Medical Payments coverage provides primary coverage for medical bills incurred for injuries resulting from a motor vehicle accident.

Annual Policies means year-round coverage with no lay-up period, whenever the road calls, customers are covered. No extra phone calls, no hassles!

Towing and Roadside Assistance 24 hours a day, 365 days a year, help is just a toll-free phone call away from anywhere in the U.S. and Canada.

Trip Interruption coverage when the insured bike is caught away from home and can’t be ridden because of a covered collision, a total of $500 is available per accident for food, lodging, etc. (conditions apply).

Optional Equipment coverage provides up to $15,000 coverage for most permanently attached accessories such as parts, decorations, custom painting, chroming, sidecars or other items that were not originally provided by the manufacturer. $3,500 Optional Equipment coverage included with Comprehensive coverage.

Trailer coverage provides coverage for trailers that tow the insured bike.

Replacement Cost Total Loss Settlement provides replacement cost coverage for up to two years on bikes purchased new and with a maximum MSRP of $35,000.

Including: 

Two wheel motorcycles including:

• Cruisers

• Touring bikes

• Sport bikes

• Custom cycles

• Classic cycles

Approved Three-Wheel motorcycles including:

• Piaggio MP3

• Can-Am Spyder

• Trike conversions

Two- and three-wheel scooters and mopeds

Neighborhood Electric Vehicles

Teenage Drivers and Insurance


Tips for Parents with Teenage Drivers, from GMAC Insurance

According to the GMAC Insurance National Drivers Test, what restrictions are parents putting on their teenage drivers to help them be safer drivers? < ?xml:namespace prefix ="" o />

  • Sixty-four percent of parents are imposing the “no mobile devices while driving” rule.
  • About 50 percent of parents implement a driving curfew.
  • About 35 percent of parents allow their teenagers to drive only locally and restrict them from driving on any highways.
  • Thirty-two percent of parents don’t allow their teenagers to drive with friends in the car.
  • Twenty-two percent of parents allow their teenagers to drive only if a parent is with them.
  • Only nine percent of parents don’t impose any driving restrictions on their teenage drivers.

Click Here to see the “Top Five Distracted Driving Habits” for personal auto drivers—discovered by the 7th Annual National Drivers Test conducted by GMAC Insurance!

Never Stray Away From Safe Driving. Take the Test!
Raise awareness about safe-driving and let your policyholders test their driving knowledge by reminding them to take the test! Visit www.gmacinsurance.com and click on the National Drivers Test button.

Also, don’t forget to check out the National Drivers Test Facebook App where you “challenge a friend” to take the test! Your customers will be able to share and compare their scores with family and friends, and see just how well they know the rules of the road.

© 2011 GMAC Insurance. All Rights Reserved. GMAC Insurance is a registered service mark.


This email was sent by: GMAC Insurance
500 West 5th Street Winston-Salem, NC, 27101, USA

Rent My Home

Home owners are having a hard time selling their homes. Converting a home to a rental home can be daunting.  Some quick tips when making your home a rental:

  1. Landlord insurance is DIFFERENT than a homeowner policy.  Work with your agent or contact 1–85–Landlord for a Landlord Insurance Quote.
  2. Renters Insurance is seen as protection for the tenant.  Renters Insurance should have Liability coverage that is equal to or greater than the value of the home.  When the tenant accidentally burns the home, the liability coverage can provide “reimbursement” due to the tenant’s negligence.  Low Cost Renters Insurance 1-877-CostsLow 1-877-325-7727
  3. Renting your home is not a hobby.  Lease language, local rental laws, Lead base paint, mold, dogs, and other issues can position the owner with exposures to liability.  The owner can side-step some of the personal liability with the use of a Professional Property Manager.  www.NARPM.org is an organization of property managers.
  4. Timely Repairs are important.  When a tenant calls with issues, how long will it take to get the work done?  Do you have plans in place to handle emergencies? When repairs are done is the work done by a professional with insurance? 

Rent My Home.  The process, exposure, requirements have changed over the years.  Be insured, Hire a Property Manager, Use licensed contractors…

Low Cost Renters Insurance

Renter’s Insurance is the one policy that is so inexpensive and cheap yet so many renters miss taking advantage of this coverage.

Theft from your car of a laptop or other personal property is not covered under the Auto Policy.  Personal Property is covered under a Renter’s Insurance Policy.

It is not just YOU that is of concern.  It is the neighbor that you need to be concerned about.  In an apartment, a neighbor’s actions can cause you great loss.  Loss of your personal property and a place to stay.  Renter’s Insurance provides coverage for the contents of your home but also provides for “loss of use”.  Loss of Use is key to keep your finances in order and friends as friends.  Loss of Use coverage in a Renters Insurance policy provides a daily allowance to stay in another location while your home/apartment/condo is being fixed.

Renters Insurance in Alabama

Renters Insurance in Georgia

Renters Insurance in South Carolina

Market Value Coverage

We hear it all of the time: “I purchased the home for ____ and yet the agent REQUIRED coverage for its Replacement value.  That’s too much coverage!”                           GET A VACANT HOME HOME NOW

Example: As an Investor the home was bought for $40,000.00 and the insurance company is mandating coverage for $200,000.00.  What gives?

We have solutions to insure the home for its “Market Value”.  If the home was just purchased for $40,000.00 then the market value is $40,000.00 minus the value of the land.  $5,000.00 is the minimum coverage.

Investor solutions include individual policies for each home OR a single policy that can provide coverage from 10 homes or more. Vacant? Builders Risk? Tenant Occupied?  Customized coverage for-

  • Vandalism
  • Theft
  • Personal Property
  • Loss of Rent
  • Liability

The insurance can be customized to meet YOUR need!  NO MANDATED coverage with optional coverage values.

Make an application for insurance today by clicking here or call us: 1-855-5Vacant  or 1-85Landlord

 

Actual Cash Value Coverage for Vacant Home Insurance

Actual Cash Value should not be a dreaded term.

The key to the coverage is to insure the home for it’s replacement value.  Settlement of claims are done on a “Actual Cash Value”.   The replacement value minus the depreciated value is the resulting settlement value.  If the roof is new, the depreciation is nil.  If the carpet is 20 years old, the depreciated value could be significant.

When purchasing vacant home insurance, landlord insurance, or home insurance, the term Actual Cash Value is often the default coverage type due to the age of the home.

Get a quote for your vacant home, tenant occupied home, or new home rehab project by calling us at 1-855-5Vacant or click here for an online application

Market Value Coverage is also available.  See more about Market Value insurance by clicking here.