http://www.gavacanthomeinsurance.com Call 1-855-5Vacant or 1-800-604-1545 Fri, 27 Jan 2012 04:56:04 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 http://www.gavacanthomeinsurance.com/2011/05/replacement-coverage-vacant-home/ http://www.gavacanthomeinsurance.com/2011/05/replacement-coverage-vacant-home/#comments Sat, 21 May 2011 21:34:15 +0000 mattlocke http://www.gavacanthomeinsurance.com/?p=192 #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; } Replacement Coverage is a traditional term in many insurance policies.  Replacement Coverage provides the most understood coverage but that coverage mandates that the amount of coverage equals the value to replace. For Vacant Home Insurance, Replacement coverage is available but with a premium.    When there is a high value home or a new home [...]]]> http://www.gavacanthomeinsurance.com/2011/05/replacement-coverage-vacant-home/feed/ 0 http://www.gavacanthomeinsurance.com/2011/05/actual-cash-value-coverage-for-vacant-home-insurance/ http://www.gavacanthomeinsurance.com/2011/05/actual-cash-value-coverage-for-vacant-home-insurance/#comments Sat, 21 May 2011 21:25:57 +0000 mattlocke http://www.gavacanthomeinsurance.com/?p=185 #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; } Actual Cash Value should not be a dreaded term. The key to the coverage is to insure the home for it’s replacement value.  Settlement of claims are done on a “Actual Cash Value”.   The replacement value minus the depreciated value is the resulting settlement value.  If the roof is new, the depreciation is nil. [...]]]> http://www.gavacanthomeinsurance.com/2011/05/actual-cash-value-coverage-for-vacant-home-insurance/feed/ 0 http://www.gavacanthomeinsurance.com/2009/06/buy-a-forclosure-get-insurance/ http://www.gavacanthomeinsurance.com/2009/06/buy-a-forclosure-get-insurance/#comments Tue, 30 Jun 2009 02:01:51 +0000 admin http://www.gavacanthomeinsurance.com/?p=132 #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; } The foreclosure industry has its benefits for investors and others that are buying up the great realestate deals. When buying that vacant foreclosed home, don’t forget the insurance factor.  We have insurance solutions for the vacant home and the builders risk needs.  Not all builders risk policies have liability coverage.  Don’t leave your backside exposed.  [...]]]> http://www.gavacanthomeinsurance.com/2009/06/buy-a-forclosure-get-insurance/feed/ 0 http://www.gavacanthomeinsurance.com/2009/04/home-policy-canceled/ http://www.gavacanthomeinsurance.com/2009/04/home-policy-canceled/#comments Mon, 13 Apr 2009 01:18:01 +0000 admin http://www.gavacanthomeinsurance.com/?p=126 #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; } I’m always amazed at the tenacity of the insurance company that writes its insured to state: Your policy is being canceled due to the home being vacant.  The insured has remained claim free, pays their bill, and now the insured is being canceled?  Reality: The insurance company has more risk for major claims when a [...]]]> http://www.gavacanthomeinsurance.com/2009/04/home-policy-canceled/feed/ 0 http://www.gavacanthomeinsurance.com/2009/04/for-sale-vacant/ http://www.gavacanthomeinsurance.com/2009/04/for-sale-vacant/#comments Thu, 02 Apr 2009 03:30:39 +0000 admin http://www.gavacanthomeinsurance.com/?p=124 http://www.gavacanthomeinsurance.com/2009/04/for-sale-vacant/feed/ 0 http://www.gavacanthomeinsurance.com/2009/02/fast-coverage/ http://www.gavacanthomeinsurance.com/2009/02/fast-coverage/#comments Mon, 23 Feb 2009 02:39:05 +0000 admin http://www.gavacanthomeinsurance.com/?p=118 #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; } Purchasing homes from the court house steps?  Call us prior to leaving the steps and we will have coverage issued IMMEDIATELY.  Coverage can be bound over the phone.  Many times, we have the information on your home via FMLS and local tax records.  Our ability to pull the info on the home being purchased keeps [...]]]> http://www.gavacanthomeinsurance.com/2009/02/fast-coverage/feed/ 0 http://www.gavacanthomeinsurance.com/2009/02/about-us/ http://www.gavacanthomeinsurance.com/2009/02/about-us/#comments Mon, 09 Feb 2009 16:48:38 +0000 admin http://www.gavacanthomeinsurance.com/?p=1 http://www.gavacanthomeinsurance.com/2009/02/about-us/feed/ 0